Personal assistants
cutGPT vs personal AI agents
Muse, Instinct, ChatGPT Dots, and Poke want to run your errands: book the table, answer the email, chase the refund. cutGPT does something different. It’s free AI chat for thinking, writing, and learning, and eligible users get a cut. Here’s how they compare. Last verified 2026-10-20.
What each one actually does
| Question |
cutGPT
|
Muse
|
Instinct
|
ChatGPT Dots
|
Poke
|
|---|---|---|---|---|---|
| Does errands for you | No. It answers, writes, and researches; you take the action | Yes. Books, shops, fills forms, follows up, with your approval | Yes. Bookings, orders, emails, customer-service follow-ups | Yes. Research, recurring jobs, work in connected apps | Yes. Reminders, calendar, email, automations; human helpers on Ultra |
| Where you talk to it | cutGPT app (iPhone, Android) and cutgpt.app | Muse app (iPhone, iPad, Mac), web, WhatsApp | iMessage, WhatsApp, email, phone calls | Inside ChatGPT (set up on desktop or web) | iMessage, SMS, Telegram; limited WhatsApp |
| Accounts it connects to | None. Nothing to link; memory import from ChatGPT or Claude | Email, calendar, Instagram, Facebook, health, finance, Notion, Asana | Google Workspace, Slack, Notion; site logins via a secure vault | 4,000+ ChatGPT plugins; optional access to your computer | Gmail, Outlook, calendars, Notion, GitHub, Oura |
| Who can get it today | Anyone, free (ad-supported) | Free tier; limited regions, 18+ | Invite or waitlist; US phone number | ChatGPT Pro or Business Premium; not in the EEA, UK, or Switzerland | Open sign-up with a phone number |
Price, rewards, and features
| Dimension |
cutGPT
|
Muse
|
Instinct
|
ChatGPT Dots
|
Poke
|
|---|---|---|---|---|---|
| Price to chat | Free (ad-supported) — no paid subscription required Best in class | Free with usage limit; Power $20/mo, Maximum $100/mo Available | No subscription fee yet (invite-only) Available | Included with ChatGPT Pro (from $100/mo) or Business Premium Limited | Free; Pro $19/mo; Ultra $199/mo Strong |
| Pays the user | Yes — promotional rewards program (terms apply) Best in class | No — you buy more usage N/A | No reward program N/A | No — you pay them N/A | No rewards for everyday use N/A |
| Model access | Advanced AI models with multi-model access Strong | Meta’s agent models Strong | Models not disclosed Available | OpenAI models Strong | Frontier models on paid plans Available |
| Web / research | Live web search and page reading tools Strong | Browses sites, fills forms, books with your approval Best in class | Uses a computer and phone for you: bookings, orders, email Best in class | Own cloud computer and browser; 4,000+ app plugins Best in class | Email, calendar, research, and automations from texts Strong |
| Multimodal | Image / vision chat supported Strong | Reads and makes PDFs, sheets, images, podcasts Strong | Texts and phone calls Available | ChatGPT’s file, image, and voice tools Best in class | Text and voice messages; photo edits Available |
| Memory / history | Durable memory + import from ChatGPT or Claude Best in class | Remembers across chats; links email, calendar, health, finance Best in class | Learns your context; links Google Workspace, Slack, Notion Strong | Remembers context; runs scheduled and recurring jobs Strong | Memory plus Gmail, Outlook, Notion, Oura, more Strong |
| Platforms | Web (cutgpt.app) + iPhone (App Store) + Android (Google Play) Strong | iPhone, iPad, Mac, web, WhatsApp Strong | iMessage, WhatsApp, email, calls; Mac app Strong | Set up on ChatGPT desktop or web; chat in the ChatGPT app Available | iMessage, SMS, Telegram; limited WhatsApp Strong |
| Privacy posture | Clear policies; ads fund the models Available | Approves sensitive actions; AI-training setting on by default Available | Secure vault for logins; asks before acting Available | Personal-plan activity may train models (setting) Available | You choose which apps to connect Available |
| Ecosystem lock-in | Low — open web product, Apple/Google sign-in Best in class | High — Meta account and linked services Limited | Medium — lives in your texts and linked accounts Available | High — lives inside ChatGPT Limited | Low–medium Available |
| Best primary job | Everyday AI assistant that can pay you a cut | Personal agent that runs errands for you | Text-message assistant for life admin | Always-on agent for long-running work | Texting assistant with automations |
Tip: scroll horizontally on mobile. Tap any name for the full write-up.
Where cutGPT fits
- Free for everyone, today: no invite, no waitlist, no $100/mo plan.
- You get a cut: discretionary promotional rewards for eligible users (terms apply).
- Nothing to link: get answers and drafts without handing over your inbox, calendar, or card.
- Built for thinking work: long answers, tables, documents, photos, and live web search.
- Bring your history: import memory from ChatGPT or Claude.
- Every device: web, iPhone, and Android with Apple or Google sign-in.
When an agent is the better pick
If what you want is someone to do the chores, an agent wins. Muse is the easiest to try if you’re fine with a Meta account. Instinct is the most hands-off if you can get an invite. Poke is open to sign up and lives in your texts. Dots make sense if you already pay for ChatGPT Pro. Plenty of people use an agent for errands and cutGPT for everything they still want to think through themselves.
Full write-ups
FAQ
What’s the difference between cutGPT and Muse or Instinct?
Muse and Instinct are personal agents: you link accounts and they book, buy, and send things for you. cutGPT is a free AI chat assistant for questions, writing, studying, and research. It doesn’t act inside your accounts, and eligible users can earn promotional rewards.
Which personal AI agent is free?
Muse and Poke have free tiers with limits, and Instinct has no subscription fee for now but is invite-only. ChatGPT Dots need ChatGPT Pro, which starts at $100 a month. cutGPT is free to chat and open to everyone.
Can I use cutGPT and a personal agent together?
Yes. Many people keep an agent for errands and use cutGPT for thinking, drafting, and research. See Platform Terms for how rewards work.
Advanced AI. No subscription wall. Your cut.
Use cutGPT free on the web, iPhone, and Android. Eligible users can earn promotional rewards.
