Muse is Meta’s personal AI agent. cutGPT is a free AI chat assistant that pays eligible users a cut. They overlap less than you might think.
What Muse does
Muse launched in September 2026 on iPhone, iPad, Mac, the web, and WhatsApp. You sign in with a Meta account, name your Muse, and decide what it can reach: email, calendar, Instagram, Facebook, health and fitness data, finances, and work apps like Notion and Asana.
From there it takes action. It books dinners, compares prices and alerts you to drops, fills out forms, audits subscriptions, builds workout plans, and keeps working after you close the app. Sensitive steps like sending an email or buying something wait for your approval, and there’s an activity log you can review.
What cutGPT does
cutGPT is a chat assistant on the web, iPhone, and Android. You ask, it answers: drafting, studying, planning, summarizing, explaining a photo or a PDF, or searching the live web with sources. It doesn’t log into your accounts or buy things for you.
What you get instead:
- Free chat with no paid tiers. Ads pay for the models, so there’s no Power or Maximum plan to upgrade to.
- A cut for eligible users. Discretionary promotional rewards, cashed out to PayPal once you reach the minimum (terms apply; not wages or guaranteed income).
- Nothing to link. Your inbox, calendar, and card stay out of it.
- Memory you can bring with you. Import context from ChatGPT or Claude.
Pricing
Muse is free with a usage limit. When you hit it, you can wait for it to refresh, buy extra tokens, or subscribe: Power is $20/month and Maximum is $100/month. Muse and its paid plans are still in limited testing and aren’t available everywhere.
cutGPT is free to chat and open to anyone with an Apple or Google account.
Privacy
Meta says conversations inside Muse’s secure computer aren’t shared with its ad systems, and you can turn off use of your chats for AI training. Reviewers found that training setting on by default. The more accounts you link, the more Muse can do and the more it can see.
cutGPT doesn’t ask for account access in the first place. Its ads fund the models, and the privacy policy covers what’s collected.
Which should you pick?
Pick Muse if you want an agent to handle errands and you’re comfortable linking accounts to Meta.
Pick cutGPT if you mostly want to think something through, write something, or learn something, for free, with a cut on top.
Use both if you like the idea of handing off chores but still want a free assistant for everything you’d rather do yourself.
